Many people find themselves confused about how to find individual health insurance. Yet, the process can actually be quite simple. Our Find My Plan tool is a one-stop-shop for exploring and securing private health coverage.

This tool streamlines your search for the right coverage, showing all the information you need for a confident decision. From premiums and deductibles to coverage options, the Find My Plan tool helps you explore all the variables. It’s easy to compare and contrast plans to find the best fit for your unique situation.

The Find My Plan tool is simple to use on your own—giving you the freedom to choose for yourself. However, if you need help enrolling, the Instant health team is ready to lend a hand.

Under the ACA, there is an open enrollment period from November 1 to January 15. Anyone eligible can enroll for new coverage on the health insurance marketplace during this window.

However, you can also sign up for new ACA healthcare plans whenever you experience a qualifying life event. There are many different kinds of qualifying events, including gaining or losing a job, getting married, or having a baby. We’ll help you determine your eligibility if need be so you enroll in a plan at the right time.

If you don’t have any existing health coverage from your employer or from your parent’s health plan, you may want to consider individual health insurance. Individual coverage refers to health plans that are designed for individuals or families, as opposed to group plans from employer groups or other organizations.

Individual health plans include a broad range of services to accommodate many of the most common medical concerns young adults encounter. These plans are available through the health insurance marketplace, as set up by the Affordable Care Act (ACA). The Find My Plan tool makes it easy to explore these options on your own.

However, for some people, ACA plans aren’t the best option. If you only need coverage for a short timeframe, a short-term plan may be a good choice for you. These plans bridge the gap between periods of non-coverage. If you intend to find a new plan soon, a short-term plan may be worth considering.

We also commonly work with health share plans. If you’re looking for private health insurance for young adults that are involved in specific nonprofit organizations, a health share plan may be available. Though not truly considered health insurance, members of a health share plan pay monthly dues, similar to a premium, that go towards a shared pool. When members need medical care, they can withdraw money from this pool to pay for all or some of their care.