Choosing a short-term health insurance plan can be confusing, but Instant Health simplifies the process by helping you find temporary coverage that fits your medical needs.
These low-cost plans suit healthy individuals with minimal medical needs.
Protects pre-existing conditions of those enrolling in health insurance
Often offer fast approval, with coverage starting as soon as the next day.
ACA healthcare plans are among the most common policy types for our clients. But they aren’t the only option for your healthcare.
Health share plans are organizations that provide healthcare for members of specific groups.
If you join a health share program, you’ll pay a monthly contribution, similar to a premium. In exchange, you can pull from these pooled funds to cover medical costs. Health share programs offer a flexible, affordable healthcare option for eligible members. It’s important to keep in mind that these programs are not health insurance.
Another option may be a short-term health plan. These plans aren’t as versatile as most ACA plans. Yet, in certain situations, they may be a great option for you.
As it sounds, short-term plans offer health insurance over a short period—usually on the scale of a few months. Short-term insurance may cover a variety of services.
These alternatives to ACA healthcare plans have their own advantages and disadvantages. Fortunately, Instant health can help you navigate the intricacies of each option.
The Affordable Care Act (ACA) is a law established in 2010 to reform the American healthcare system. Its primary goal is to make it easier for any American to receive affordable, high-quality healthcare.
There are many facets of the ACA that have shaped our healthcare system to this day. Insurance providers are required to cover certain essential health benefits and expand certain eligibilities for the public.
In many cases, these changes gave people more options for their healthcare. But as a result, it can be more confusing to compare all these choices and pick the best plan. That’s where Instant Health comes in. We’ll identify your most important healthcare priorities and present you with ACA healthcare plans to fit your budget.
Individual or private health plans offer coverage purchased directly by an individual for themselves or their family. They stand out compared to employer-sponsored health insurance plans because there is no intermediary through an employer.
However, private health plans are very similar to employer-sponsored coverage. Both options provide for primary care and similar medical expenses, but individual plans give you increased flexibility to pick the best plan for you.
Many people choose individual health plans that don’t have access to employer-sponsored coverage, such as those who are self-employed, contractors or freelancers. Private plans are also a good option if you or someone in your family has specific medical needs that aren’t covered by your employer-sponsored plans. When you use Instant Health, you’ll be able to see all of your plan options at your fingertips.
There are a few requirements to be eligible for ACA coverage. First, you must be a legal US resident. In addition, you need to be a US citizen or national, or a lawfully present non-citizen within the United States. Finally, you cannot currently be incarcerated.
If you meet these criteria, you could be eligible for an ACA plan. Discover your plan options with our Find My Plan tool today!
