Instant Health helps Illinois residents easily compare health insurance options based on their location, healthcare needs, and budget. Our Find My Plan tool guides you step-by-step to discover top-rated plans that work for your life.
You can explore a variety of coverage options, including individual and family health plans, ACA marketplace coverage, dental and vision insurance, and supplemental plans to fill any gaps.
Yes! Instant Health’s services are completely free to use.
There’s no cost or commitment—just a simple, guided way to explore your options and make confident health coverage decisions.
Illinois does not currently have a state-level individual mandate. However, health insurance is still strongly recommended to protect against unexpected medical costs. Many residents qualify for federal subsidies that can lower monthly premiums.
Open Enrollment in Illinois typically runs from November 1 to January 15.
If you’ve experienced a qualifying life event—like losing coverage, getting married, or moving—you may be eligible for a Special Enrollment Period outside those dates.