Instant Health helps New Yorkers easily compare health insurance plans tailored to their needs, location, and budget. Our Find My Plan tool simplifies the process, guiding you through personalized coverage options available across the state.
You can explore a range of health insurance options, including individual and family plans, ACA marketplace coverage, dental and vision insurance, and supplemental plans—all designed to meet the healthcare needs of New York residents.
Yes! Instant Health’s services are completely free to use.
There’s no cost to compare plans or receive expert guidance—we’re here to help you make confident decisions without any pressure.
While New York does not currently have a state-level individual mandate, having health insurance is still essential to avoid costly medical bills. Many residents qualify for subsidies to lower the cost of coverage through the state’s official marketplace, NY State of Health.
Open Enrollment in New York generally runs from November 1 to January 31.
Through NY State of Health. If you experience a qualifying life event—such as losing coverage, getting married, or moving—you may be eligible for a Special Enrollment Period outside of these dates.